Q&A: What's the difference between a deductible, co-insurance, and co-payment?

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By Elie Harriett

March 7, 2017

In this week's Q&A, we discuss what a deductible, co-insurance, and co-payment is.  And we also answer the question why they are in your insurance. 

It is sometimes tempting to overlook basic definitions and think everyone understands them.  And many people do, however, it is easy to confuse them.  And considering one cost expectation could be significantly higher than another, we thought it was important to give an explanation for each term.



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