Elie Harriett

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Elie's Blogs

Q&A: Things I learned in AEP: Part 4 of 4: Costs are shifting

The last video in our series of things I learned: Costs are shifting, and not necessarily for the benefit of the client. And they aren't going down either.
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Q&A: Things I learned this AEP Part 3 of 4: People are enrolling wrong

In part 3, we discuss the ways people are having difficulty enrolling themselves.
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Q&A: Things I learned this AEP: (2/4) The Telemarketing is getting out of control!

For the second thing I learned, it is robocalling is getting INSANE! No one should be calling or robocalling you for Medicare advantage or Prescription Drug Plans. And if you are in Ohio, no one should be calling you about Medicare supplement insurance.
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Q&A: Things I Learned This AEP (1 of 4): The Messaging is confusing

First of four videos about things I learned this year. Things you will find interesting.
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News 5/14/18: Medicare.gov Gets a Redesign

Some news today says you Medicare is redesigning its Medicare.gov plan finder.
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Can an Insurance Company Reject Me for Coverage?

This question stems from confusion over what Medicare's rules are and what the ACA's rules are. Hopefully this can address some of the confusion.
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Q&A: Can I change my supplement mid-year?

It is a common misconception that in the states we serve, you must wait until the end of the calendar year to change your Medicare Supplemental Insurance. Here's what you need to know about when and how you can change this important coverage.
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Q&A: What are some other examples of supplemental benefits

A new Q&A is up! This one is a fairly new question. But we are happy to answer it.
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Q&A: Who has the best coverage for the lowest price?

Another common question. Probably the #1 question asked. At least, if they aren't asking, they're thinking about it.
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Medicare News: 3/13/18: You're Getting A New Card!!

In news this week: Medicare gets ready to roll out new Medicare Cards for All!!
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Medicare News 2/16/18: Cost of Combo Drugs has Gone Up. What to do.

A new feature: Medicare news and some commentary on how you can protect yourselves. This one is about an article that a combo drug has gone up by 2000% and the things you can do to protect yourselves.
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Q&A: Can My Doctor Leave My Insurance Network?

Can a doctor change their network or drop your insurance? Find out here!
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Q&A: My insurance company was just bought out. Is my coverage affected?

A question we never expected to get. But due to some industry changes, we got it a number of times this year. Here is the answer we gave whenever we were asked about it.
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Q&A: What is "Preventative Dental?" What is "Comprehensive Dental?" What does Medicare cover?

Our first video of 2018 is an answer to a frequent question we received last year. Dental: Preventative? Comprehensive? What's the difference?
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Q&A: What are some things I can do on my own to resolve prescription drug payment issues?

What to do to resolve some prescription drug costs when they are unexpected.
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Why didn't my supplement pay this bill?

In this video, we go over the basic steps to getting a billing issue resolved. We all get bills we were not expecting and this is the start of our process of how to resolve them.
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Q&A: How do I Know If or When I Enter the Donut Hole?

In this video, we discuss how you find out of you have entered the coverage gap of the Medicare Part D Prescription Drug Plans or if there are other areas of concern to check out.
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Q&A: How do I pay my Medicare Premiums?

This week, we discuss the methods for paying your premiums. All premiums, including Medicare supplement insurance, Medicare advantage, Medicare Part B, Medicare Part D, and even the IRMAA.
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Q&A: What is Medicare SELECT?

What is Medicare SELECT? In this video, we talk about the differences between a Medicare Supplement and Medicare SELECT.
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Q&A: What is YOUR role? What do you do?

What's my job? Why do I have it? Do you need to use me, or any other agent? If not, why should you consider it?
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Q&A: How hard is it to change insurance later on?

In this video, we answer the question of whether you can change insurance after you make your first choice.
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Q&A: Can I keep my gym membership if I change insurance?

Can you keep your gym membership if you change insurance?
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Q&A: What are some things I can do to reduce the cost of drugs?

What to do if the drug prices, even with a prescription drug plan, are too high.
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Q&A: Why am I paying so much for insurance?

This is a very sensitive question and I did my best to answer it.
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Website Q&A: My employer is providing retirement medical coverage. What are some things to look for?

Our monthly bonus question: What are some things to consider when comparing employer coverage to individual coverage for retirement medical plans?
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Q&A: What is "Extra Help?" Is it the same as a subsidy and will I qualify for it?

This week we have a Medicare Part D question.
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Q&A: What's the difference between a deductible, co-insurance, and co-payment?

In this week's Q&A, we discuss what a deductible, co-insurance, and co-payment is. And we also answer the question why they are in your insurance.
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Q&A: Do Brands Matter

Does the name of the insurance company matter when picking a medicare supplement? Here we go into the details.
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Q&A: What is Medicare's Recovery Options?

If you need to recover, what does Medicare pay for?
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Q&A: Will my insurance work if I am out of state visiting my children?

Here's a question we get asked a lot: what happens when you leave the state. Will your health insurance work or not?
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Q&A: Why pay for a supplement when there are $0 options and I only see a doctor once a year?

Another question from our ever evolving line of Q&A's.
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Q&A: What's the difference between a plan with no premium and a plan that costs $100 a month?

Welcome to our first Q&A video!
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Reminder: Annual Election Period Begins Today

Just a quick reminder to all our readers that the time to begin looking for new Medicare begins today. Contact us for assistance in learning about the plans available to you for next year.
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Do I Change My Insurance? A Guide for Surviving This Year's Enrollment Period

Every year, Medicare gives you the opportunity to change certain insurance plans. But do you need to act? Here's a handy guide on what you should look at this year.
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Medicare's Coverage of Preventative Services

Brief description of how Medicare covers some commonly requested preventative services.
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Diabetes and Medicare: What is Covered and How?

One of the most expensive diseases affecting older Americans today is diabetes. Learn about what Medicare pays for and how to get more information.
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Medicare and Health Insurance: The Traveller's Dilemma

Will your insurance work when you travel? Good question. Here's the ins and outs of using your insurance when you go out of town.
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Medicare and the ACA's "Minimum Essential Coverage"

How does Medicare meet the ACA's requirement of Minimum Essential Coverage? This brief article explains.
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Find a Doc

When you are sick, the key to getting better is having a great doctor. Here is some information on selecting a doctor based on the insurance you have.
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More FAQ's You Should Ask

Here are a list of 5 more common questions you should seek out answers to when choosing an insurance plan.
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Will My Doctor Take It?

One of the most common things we get asked by clients and potential clients alike is that all-important question, "will my doctor take this insurance?" Here we explain what kind of insurance is taken by which doctors.
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Paying too Much for Medicare? Reduce Your Premiums!

Some people are being charged higher Medicare premiums than others due to reported income from two years ago. If you have recently experienced a decline in your income, here are some possible ways to avoid the Medicare adjustment.
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FAQ's You Should Ask

Normally, before a person makes a decision, they read a list of frequently asked questions (FAQ's). However, there's a list of questions people SHOULD ask but don't. Here's a list of 5 FAQ's to ask.
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When Figuring A Prescription Plan, It's the Little Things That Matter

Here are some little things you can do to ensure you get an accurate result in finding a prescription drug plan each year.
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Your Medicare Number: What Do Those Letters Mean?

One of the things that perplex our clients most are the letters on a client's Medicare card. Here's a brief description of the most common Medicare numbers and what the letters mean.
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Medicare Cost Changes for 2016

Medicare recently Every year, Medicare's deductibles and cost sharing change a bit. Here is a breakdown of these changes for the coming year.
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Medicare Premiums for 2016

A breakdown of the premiums for Medicare Part B in 2016, who pays more, who pays less, and why.
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Some Projected Medicare Costs for 2016: A Moment of Clarity and Sanity

The Medicare Trustee Report was recently published and shows some high increases for several Medicare costs going into 2016. This explains what the costs are projected to be at this time, and who it might affect. And why most people shouldn't panic.
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Welcome to our blog

Welcome to mymedicareinsider.com!
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